If you’re buying life insurance, one of your first questions is: How much life insurance do I need? There are multiple ways to calculate the right life insurance coverage amount, but not all methods are optimal.
LifeHappens shares the story of how a successful business owner included life insurance as part of his long-term planning. When there was an unexpected downturn, that life insurance policy saved the business and all those whose livelihoods depended on it. Life Happens Pro
Estate planning is one of the most important things you will do during your lifetime. Making a plan in case you become incapacitated and preparing for your eventual death can help you to protect your assets and preserve your legacy. There are many steps that go into this process. This estate planning checklist will help you to do all that you need to ensure that your wishes are met and to simplify the process for your loved ones.
Operating a business requires you to manage risks to preserve assets and prevent losses. You’ve ensured that you have appropriate commercial liability insurance and perhaps directors and officers coverage or employment practices protections. Nevertheless, the biggest risk to your business could be the loss of you or other company leaders.
Life insurance policy types can be put into two main buckets: term life and cash value life insurance. One of the choices for cash value life insurance is whole life insurance. There are other cash value choices, too. Knowing the main differences between term vs. whole life insurance will help you zero in on the best life insurance for you.
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